Beware of These Common Roofing Scams
Spring and summer storm seasons bring heavy rains, tornadoes, hurricanes and hail storms –all of which can cause damage to your roof and require repairs. In turn, it is also peak season for storm chasers and roofing scams. Here are 4 common types of roofing scams to recognize and avoid.
Promising fast and cheap repairs.
In the aftermath of a major storm, you may get a knock on your door by a roofing “salesman” offering you a fast and cheap quote for your storm damage. Unless you have an appointment with this person or were notified by your insurance company that they’re sending a roofing contractor out to inspect the damage, don’t let him in. Ask for identification and confirm the information with your insurer. Ask for their license and an insurance certificate and research the salesman and the company on the internet.
If the contractor gives you what seems to be a really low quote, be wary. Request bids from several contractors so you’ll have an average quote. Going with the cheapest bid may cost you in the long run if the work is shoddy or not done at all.
Demanding a big deposit up-front.
Reputable roofing professionals may require a small, upfront “good faith” deposit of $500 or even $1,000 and then the balance of payment at the end of the job. If a roofer asks for more than 20% up-front, be suspicious. Research the company online and if you can’t find the company, or see bad reviews, walk away. Charging for a quote or asking for a 50% or 75% deposit in advance is a sure sign that a scam is in the works and once the dishonest contractor has your money, you’re out of luck.
Offering to pay your insurance deductible.
If a roofing contractor offers to either fix your damage at a cut-rate cost if you pay in cash and side-step the insurance company OR pay your insurance deductible to win the bid, just say “No!” Legitimate contractors don’t engage in insurance fraud or need to bribe customers for their business. Help other homeowners by calling the Better Business Bureau or state’s attorney’s office to report these types of contractors.
Phony, inadequate or unnecessary repairs.
These are scams that are hard to identify and avoid. Disreputable roofers can create or increase damage to your roof after a storm by using a concealed tool and claiming the storm caused the problem. They can claim to have repaired the damage, but you won’t know until the next storm if that’s true and then it’s too late. Dishonest roofers can also trick you by saying you need more work than you do to inflate their fee. Having your insurance adjuster involved from the very first contractor inspection to job completion can help to avoid roofing scams like these.
If you need to hire a professional roofer this storm season, contact Bealing Roofing & Exteriors for a fast, free and honest quote.