Storm Damage and Roof Repair: What Will Your Insurance Cover

storm damage and roof repair what will your insurance cover

A storm rips through your area. You go outside to assess the damage and your worst-case fear is a reality. A tree has fallen on your home. Perhaps it was a hailstorm, and you have suffered pretty severe roof damage. Where do you turn, and what do you do? What are your next steps? Perhaps the biggest question is, when you are faced with storm damage and roof repair, what will your insurance cover? 

Homeowners insurance may cover roof damage depending upon what the cause of the damage was. Many times, homeowners insurance will help cover the cost of repairs from hail or a fallen tree. Here are a few things to consider.

What Kind of Roof Damage Is Covered?

Dwelling coverage included in homeowners insurance policies helps protect your home’s structure. That coverage includes your roof from specific causes of damage. The most commonly covered perils include fire, wind, and hail damage. In the unfortunate event that your roof is damaged by hail or a tree topples onto it during a windstorm, you may find your dwelling coverage will help cover the repair costs. How much is covered is determined by your specific policy. Additionally, if contents within your home suffer damage, your personal property coverage may help repair or replace them.

Meanwhile, if a roof to a shed or other unattached structure is damaged, you may be in luck as well. This type of damage would fall under other structure’s protection. Not every insurance policy has this, so if you have sheds or detached garages on your property, you may want to check your policy.

It’s important to keep in mind that you will likely have to pay a deductible before homeowners insurance kicks in. Your coverage limit in your policy will also apply. Review your policy to learn exactly what coverages you have, your coverage limits, and how much your deductible is. 

Will Insurance Cover Leaks?

Homeowners insurance may cover a leak if it’s caused by one of the perils we discussed above. Say your roof is damaged by fire, wind, or hail, and a leak occurs due to that damage. Your policy may cover this. What your policy will not cover are leaks as a result of a lack of maintenance or general wear and tear. 

Has your home recently been damaged by hail, wind, or a fallen tree? Give Bealing Roofing & Exteriors, Inc,. a call. We can work with your insurance company to facilitate the necessary repairs to get your roof looking like new!

Why Hire a Local Roof Repair Company

why hire a local roof repair company

Your roof has several critical functions it addresses including protecting your home and making sure your home is energy efficient. You need to keep your roof in the best shape possible. The best way to accomplish that is to choose local. You need to be careful though. When you need a repair done fast, the last thing you want to do is pick the first name you find. You might be wondering ‘why hire a local roof repair company?’ Here are a few reasons.

Follow Local Code

When you have a roof repair or replacement, you must adhere to local building codes. If not, you will likely run into an issue with the municipality you reside in. Experienced local roofing companies know what the local codes are. They also know what permits may be required for your specific municipality.

Quick Response

Are you facing a roofing emergency? Has a storm rolled through the area, and you now have hail or wind damage or, even worse, a tree has toppled onto your home? When disaster strikes and you are faced with a large roof repair, you want someone nearby who can react quickly. A quick response can make the difference between mild and severe property damage. Having a local roofing company you can rely on will give you peace of mind no matter what the weather. 

Local Resources

Local roofing companies are embedded in the community and have a solid network of resources to pool from. This includes the businesses they use for materials and home contractors such as plumbers, electricians, and others. Tapping into this local network is a huge cost advantage for you, the homeowner. 

Support Your Community

When you hire a local roofing company, you are hiring more than a faceless contractor. You are hiring a fellow resident of your community. You are hiring someone whose kids go to the same school as yours. Consistently choosing local helps build your community. It puts money into the local economy and helps your community grow.

Local Experience

Local contractors established in the community have years of experience under their belts. They also have a good understanding of how homes in your area should look and the popular roofing choices in your neighborhood.                    

Has your home recently been damaged by hail, wind, or a fallen tree? Give Bealing Roofing & Exteriors, Inc., a call. We can work with your insurance company to facilitate the necessary repairs to get your roof looking like new!

Are Metal Roofs Energy Efficient?

are metal roofs energy efficient

The roof of your home is exposed to the sun more than any other part of your home. This alone makes the roofing material you choose a critically important factor. Metal roofs are an excellent choice when it comes to dealing with the sun’s heat. Metal roofs reflect heat up and away from buildings. The big question is, are metal roofs energy-efficient?

Metal Roofs vs. Asphalt Shingles

When it comes to modern-day roofing materials, the most energy-efficient option available is metal roofing. The next question is, are metal roofs more energy efficient than their asphalt shingle counterparts? The answer is yes, and there are two good reasons for this. Metal roofing provides excellent insulation during the cold winter months. Additionally, during the hot days of summer, metal reflects sunlight, keeping energy costs down during the season.

Asphalt shingles tend to trap heat from the sun. On average, this will increase indoor temperatures up to 25 degrees. As noted earlier, metal roofs reflect that heat, keeping it outside the building and saving you potentially 45 to 50 percent on your energy bills. The surface temperature of metal roofs also can be up to 100 degrees cooler than asphalt shingle roofs.

The longer asphalt shingles are exposed to direct sunlight, the more they age, causing them to weaken, curl, and break. Over time, the aging process inhibits their ability to protect your home from the elements. On the other hand, metal roofs are much more resistant to the elements and last a lot longer than asphalt roofing.

One of the biggest reason’s homeowners hesitate to take the leap on metal roof installation is the installation cost. Metal roofing requires a certain skill set to install properly, which leads to a higher price. Energy savings and durability make up for this initial investment. Depending on your home’s size and your annual heating and cooling needs, making the leap to a metal roof can realize substantial savings in your energy bills. 

If you are curious about the potential savings you can obtain from a new metal roof, contact us at Bealing Roofing & Exteriors, Inc. Our commitment is to you, and we think that will show in our pricing, methods, and workmanship. Give us a call, let’s discuss if a new metal roof is the answer for you. 

Preparing My Roof for the Winter

preparing my roof for the winter

With winter weather just around the corner, now is the perfect time to assess your roof and prepare it for winter. Maintenance is critical to ensuring the longevity of your roof all year but particularly in the winter. We are often asked, ‘how do I go about preparing my roof for winter?’ Here are several tips to help.

Assess the framework

Find a local roofer to inspect your roof’s framework. They can address any signs of sagging before the heavy snows of winter arrive. A professional will be able to detect other issues with your roof as well. Have this inspection performed annually. 

Check flashing

One of the most common areas for leaks to occur is along flashing. Check your flashing once a year to make sure it has not come loose and that it is completely sealed. 

Inspect the roof valleys

Roof valleys are prone to leaks. Keep these areas clean of debris to ensure reduced wear and tear on the surrounding shingles.

Examine shingles

This is another inspection best performed by a trusted roofer. When rough weather occurs, your shingles can become loose. Granules can wash off over time as well. Also, as shingles age, they will begin to curl. A roofer will know what to look for and what repairs to suggest, if any.

Clean and examine your gutters

Make sure any leaves and grit are removed from your gutters to ensure proper flow of melting snow. While performing this task, also check to make sure the gutters are securely fastened.

Replace sealant

If your roof has plumbing stacks, check the sealant. Overtime, sealant breaks down and becomes loose. Scrape away all old sealant, and add new. This might be a task you have a roofer perform. 

Check the chimney

Ask your roofer to take a look at your chimney. If the mortar is missing, you will want to have this repaired. Another area of concern is the seal around the flashing. 

Look around your attic

Many homeowners fail to inspect their attic area. Check your insulation to ensure it is still properly placed. Not only will it keep heat in your home, it will help ensure the heat doesn’t get trapped under your shingles, leading to the development of ice dams. Ice dams can be particularly harmful to your roof.

If all this sounds like a lot to look for, we can help by performing a thorough roof inspection. Give Bealing, Roofing & Exteriors, Inc., a call. We’ll give you an honest assessment, and we can discuss any repairs that may need to be made to get your roof through this winter and beyond.

Can you Replace a Roof in the Winter

can you replace a roof in the winter

As we head into the winter season, one of the last things you probably are thinking about is a roof replacement. However, sometimes things occur that necessitate replacing your roof right away. When you wake up one morning, and your home is far from delightful, and the weather outside is frightful, you may be asking ‘can you replace your roof in the winter?’ The short answer is yes. An experienced roofing contractor can help you install your roof as quickly as possible to help protect you and your home. Here are a few things to consider.

Why is it okay?

If you call around asking roofing contractors this question, you may get different answers. Some contractors will tell you it’s never okay to install a roof in winter. They will throw out several excuses like adhesives not sticking and that caulk will not work in the cold. Frankly, they are wrong. Not only is it okay, but winter might even be better for your new roof’s longevity. 

Sealant Used for Shingles

The majority of homeowners in the U.S. have asphalt shingles on their homes. These shingles have a sealant strip on the underside that helps them adhere to the shingle below. This sealant interacts with warm temperatures – which happens in the warmer months of late spring, summer, and fall – to create an automatic seal. 

In cold temperatures, an experienced roofing crew can still make the installation work. Since they cannot rely on the sun’s natural heating properties, they will hand-seal each shingle to ensure the sealant bonds properly. This process takes a bit longer, but it does work, and it works well. 

Roofing Crew Experience

One of the most important things to do, regardless of when you need a roof replacement, is to hire the right roofer. A knowledgeable roofer will know when and, more importantly, how to hand-seal shingles. They will pay close attention to the shingle manufacturer’s recommendations for installing shingles in colder temperatures. 

While it may be tempting to jump at the lowest quote you get, it’s very important to do your homework. The last thing you want is to have a rush job done on your roof in winter only to find there are multiple installation issues you have to face in the spring. If your roof needs replaced in the dead of winter and it cannot wait until spring, make sure your contractor will take the time to hand-seal every shingle. Ask them for references on other cold-weather roofing installations they have done. Also, make sure to ask about any warranties they have on their work. 

If you’re concerned about how long your roof will last, and you should be, you want to make sure you hire an experienced roofing contractor. When the weather outside is frightful, and your only choice is a new roof, give Bealing Roofing &Exteriors, Inc., a call. We will inspect your roof and give you a recommendation on the best path to take. 

3 Reasons to Never Skip a Roof Inspection

reasons to never skip a roof inspection

One of the largest investments you can make is in your home roofing system. This package of shingles, gutters, and downspouts protects your home from the elements and gives you peace of mind. Considering the investment you make when installing a roof, you should expect it to last for decades. 

A properly installed roofing system can last a homeowner for a very long time. However, its longevity also depends upon proper maintenance. A neglected roof that is not properly maintained can deteriorate quickly. Instead of making the most of your investment, ignoring regular maintenance can lead to costly repairs and even total roof replacement. 

Regular maintenance enhances your roofing systems’ performance. It will extend your roofing systems’ lifespan and save you money in the long run. Before you can make it to the maintenance step, you need to have routine roof inspections done. Roof inspections give you advance warning of issues that are starting to develop. Here are three reasons to never skip a roof inspection. 

Saves you money

When a reliable local roofing contractor performs a roof inspection, you will learn a lot about your roof. A thorough roof inspection is not something you can effectively do on your own. Roofing contractors know what to look for. They know how to spot the early signs of issues that are developing. It bears to state that what typically shortens your roof’s lifespan are these small problems. As time passes and they are left unchecked, these small issues become much more serious problems. Find them early, fix them early, and save big money.

Extends your roof’s lifespan

We’ve mentioned this a few times, but it is well worth repeating. Regular roof inspections help identify issues that can be addressed early, thus extending the lifespan of your roof. By spotting issues early and addressing necessary maintenance, you will win in the long run with a roof that will last for years. Proper upkeep can prevent accumulation of wear and tear caused by natural elements like sunlight, rainfall, and strong winds. Addressing any issues found during a roof inspection caused by these will save yourself from a potential total roof replacement. 

Preserve your roof’s beauty

When you look at your property, one of the first things you will notice is your roof. As your roof makes up a large percentage of your home’s exterior, it really has a significant impact on how people perceive your home. A neglected roof can negatively impact your home, particularly if you are looking to sell. Regular roof inspections ensure that you address these unsightly issues early and ensure your home maintains its curb appeal.

Looking to protect and prolong the investment you have made on your roofing system? Give Bealing Roofing & Exteriors, Inc., a call and schedule your roof inspection today. 

FAQs About Metal Roofing in Winter

faqs about metal roofing

When it comes to winter, many enjoy the picturesque images of falling snow. When it comes to being a homeowner, one concern is when winter weather becomes less pleasant. Sleet, ice, and heavy storms can all wreak havoc on your roof. While snow and ice are a common enemy to most roofs, residential metal roofs provide much better protection from winter weather. 

Despite this, many homeowners with metal roofs have questions when it comes to how metal roofs hold up to harsh winter weather. Here are a few FAQ’s about metal roofing in winter.

Will Metal Roofs Keep My Home Warm?

A properly designed and installed metal roofing system can go a long way in stopping fluctuations in temperatures between the attic and outdoor air. This helps reduce condensation build-up in the attic, which in turn impacts your attics insulation value. 

Can Snow and Ice Pile Up On My Roof?

Residential metal roofs are specifically designed to keep the elements from damaging your home. Snow and ice will slide right off a metal roof. This makes metal roofs far superior to more commonly used shingle systems. Because the snow and ice slide off, you do not have to worry about ice dams forming. This will protect you from the extensive damage ice dams can cause to the outside and inside of your home. 

When Snow and Ice Slide Off, Can Damage Be Caused To Areas Below?

The short answer is yes, but this can be easily prevented. You can install on your metal roof one of two things. Snow guards and heating cables will both eliminate the risk of sliding ice and snow, causing below roof damage. You can also combat this by having heat sources below your roof in an attic area that will keep the roof warm and melt any accumulation quicker. There are also custom metal roofing options tailored specifically for your roof that can help.

If My Roof Needs Replaced in the Middle of Winter, What Can I Do?

First, don’t panic. You may be surprised to know that mid-winter metal roof installations are not that uncommon. One major snowfall can be a disaster for other roofing types, meaning many homeowners turn to metal roofs during this time of year. If you need a new roof in the winter, metal roofing is the way to go.

Can Metal Roofs Rust During the Winter?

Yes and no. A poorly installed metal roof can rust. If two different metals touch, they can indeed rust. A qualified metal roofing contractor will know the best materials to use and will utilize best practices to ensure your new metal roof is installed properly.

Want to learn more about metal roofing and how it might be the right choice for you? Contact Bealing Roofing & Exteriors, Inc., and let’s talk.

Why South Central PA & MD Homeowners Need a Roof Inspection

why couth central pa and md homeowners need a roof inspection

One of the more costly repair bills you may have as a homeowner are repairs related to your roof. Generally speaking, leaks are the common factor when it comes to issues with your roof. The sooner you find the problem, the less expensive your options will be. If you are like most homeowners, spotting roof damage can be tricky. Scheduling a regular roof inspection is a great idea for preventive maintenance. Here are a few reasons why South Central PA & MD homeowners need a roof inspection.

Warranty Repairs

Your roof can develop leaks for various reasons. Only a few of them may be covered under warranty. When leaks develop, call a professional roofing contractor to determine if damage can be filed as a warranty claim. When a roof is under warranty, the contractor who did your work will visit the site and inspect your roof to determine the cause of your leak. If the result is a defect in materials or a workmanship issue, your repair likely will be covered under warranty.

Weathering

As time passes, your roof is subject to the entire gamut of weather. From beating sunlight all summer long to snow and ice in the winter, your roof sees it all. As roofs age, this constant barrage of natural elements will start to impact your roof. This is usually evident from tiny openings that develop and allow water infiltration to begin.

Storm Damage

If you have recently experienced a damaging storm that has passed through your area, you probably want to get your roof checked out. Hail and heavy winds can wreak havoc on your shingles. The damage can be widespread across your entire roof, as in the case of hail damage, or localized to areas where wind pulls up and breaks off shingles. In either case, a roof inspection can help determine the full extent of the damage.

Leak Assessment

Leaks discovered after a heavy rain are the #1 reason people request a roof inspection. However, by the time you discover the leak, you may have some serious issues going on. Rotting wood, mold, corrosion, and wet insulation are all long-term issues that can happen before you ever spot a leak. 

Stop the Damage Before it Starts

The problem with roofs is that you can’t see them unless you climb up on the roof and look. Often homeowners do not suspect anything until they have a leak in their homes. Getting regular roof inspections is important to head off the headaches of more expensive structural damage. A licensed local roofing contractor will be able to find minor problems before they become major issues.   

Following this short checklist will help you make sure your home is well protected as the winter months approach. Need help with that roof inspection? Give the roofing experts at Bealing Roofing & Exteriors, Inc. a call. 

Benefits of Choosing an Owens Corning Platinum Preferred Contractor

benefits of choosing an owens corning platinum preferred contractor

At Bealing Roofing &Exteriors, Inc., we are proud to be one of the few roofing contractors in PA and MD to qualify as an Owens Corning Platinum Preferred Contractor. That is quite a distinction that not every contractor can meet. What does that mean to you, the consumer? Here are the benefits of choosing an Owens Corning Platinum Preferred Contractor.

High Level of Requirements

To be designated as a part of the Owens Corning Roofing Contractor Network, a roofing contractor must ensure they can deliver on their promises as a roofer that homeowners can trust. The most basic requirements are a valid license, as well as liability insurance coverage and workers compensation. A local roofer must also be in good standing with the Better Business Bureau (BBB) as well as the local community. Last but not least, they must pass certification conducted by Owens Corning. 

This stringent set of criteria means only the best roofing contractors will qualify. When looking for your next roofing contractor, hiring an Owens Corning Platinum Preferred Contractor guarantees success. 

Benefits of Hiring an Owens Corning Platinum Preferred Contractor

When you hire an Owens Corning Platinum Preferred Contractor, you gain access to a wide range of roofing products. First on the list is the industry-leading Owens Corning Total Protection Roofing System. This is a complete roofing system specifically designed to protect your home against almost anything nature can throw at it.

You also benefit from experience and training. Every certified installer goes through an in-depth training process to ensure your roof is installed correctly. After all, roofs can be designed to stand up to anything, but they will fail if not installed properly. The team at Bealing Roofing & Exteriors, Inc., has always prided ourselves on knowing the latest installation best practices thanks to the superior training we receive from Owens Corning. 

Last but not least is an industry-leading warranty. Every roofing system installed by an Owens Corning Platinum Preferred Contractor is covered by an exclusive roofing warranty that covers both materials and workmanship.

If your roof needs a little TLC, don’t settle for anything less than the best. Contact the Owens Corning Platinum Preferred experts at Bealing Roofing & Exteriors, Inc.

Things You Need to Know About Hiring A Roofer

what you need to know about hiring a roofer

Many homeowners like to tackle some projects on their own. There’s a certain amount of pride that comes at the end of a project and being able to tell family and friends that you did the work. However, there are a few projects that are best left to the experts. One such project is roof replacements. A lot can go wrong while you are up on your roof if you do not have the experience and tools to get the job done. Hiring a local roofer is your best option for this type of job. Here are six things you need to know about hiring a roofer. 

1. Save Costs

Attempting to tackle roofing projects on your own can result in costly mistakes. Hiring a professional, local roofer to repair or install your roof is always a smart move. Additionally, local contractors have working relationships with local suppliers. These kinds of connections will save you big on materials. And let’s not forget, roofers have the right tools to get the job done safely and efficiently.

2. Save Time

An experienced roofer can get your job done quicker and free you up to do other items on your to-do list. Experience counts when it comes to roofing projects. Roofers understand different kinds of roofs and the best approach to completing your job efficiently. 

3. Safety

You’ve likely heard the saying “safety first.” When it comes to your roof, it’s no different. Professional roofers have the right tools to safely do the job so you do not put yourself at risk. As much as you may love doing your own work, one look at your roof and it’s hard to deny the potential for a bad accident if the job is not done correctly. Avoid potential injury and hire a roofer. Not only will you protect yourself, but a roofer carries insurance in case something unexpected does happen. 

4. Expertise

What does a roofer do that you can’t? A professional roofer has experience in the trade and can deliver high-quality work. They also know where to look for hidden damage that the average homeowner may not. 

5. Access to Your House

For most roofing jobs, a roofer will not need access to the inside of your home. However, if something more complex pops up like a hidden roof leak, they may want to come in and assess any further damage that potentially occurred. 

6. When to Pay

A roofer will likely require a deposit of up to half your job before beginning work. This gives them the capital within your job to purchase the materials needed. Upon completion and a satisfactory walkthrough, they will want the balance paid. Regardless of how the payments are structured, make payments via check or credit so you have a payment trail. Bealing, Roofing & Exteriors, Inc., is an established local roofer that values our customers. Our commitment is to you, and we think that will show in our pricing, methods, and workmanship.